01 / On the road
Auto insurance
From everyday commutes to weekend escapes. Explore protection for your vehicle and the road ahead.
Explore auto coverage ↗Protection with a personal touch
Life happens.
Let’s keep you covered.
Looking for California auto, home, business or life insurance? Start here with guidance from a Claremont-based team serving clients statewide.
What would you like to protect?
Choose a coverage to get started.
Auto InsuranceYour car. Your next mile.Home InsuranceYour home. Your belongings.Business InsuranceYour work. Your livelihood.Life InsuranceThe people who count on you.
Looking for both? Explore Auto + Home
No obligation. Just a good place to start.
✓ Personal guidance✓ Personal & business coverage✓ Local Claremont team✓ No-obligation quote requests
Backed by real insurance experience
A quote website backed by a California agency founded in 1973.
CoveredDriver is the quote-request website of Cappelletti Insurance Agency. Some client relationships now span three generations. Our team works with multiple insurance markets so we can look beyond a one-size-fits-all policy and help match each risk with appropriate options.
- Since 1973
- Family agency history
- 7
- Licensed representatives
- 100+ years
- Combined experience among three team members
- California
- Statewide service
A little planning. A lot of peace of mind.
For the things that
make life yours.
Start with what you need to protect. We'll help you make sense of your coverage options.
02 / Under your roof
Home insurance
It's more than an address. Explore coverage for your home, belongings, and the life you've built.
Explore home coverage ↗03 / Built around your work
Business insurance
From your first hire to your next chapter. Tell us about your business and the coverage you want to discuss.
Explore business coverage04 / For the people you love
Life insurance
Make room for the what-ifs. Start a conversation about life insurance and the people who depend on you.
Explore life coverageLess guesswork. More guidance.
Your next policy starts
with a conversation.
01 — TELL US A LITTLE
Start with your needs.
Choose Auto, Home, Business, or Life Insurance. Start with what you need, then share the details that help us guide you.
02 — EXPLORE THE OPTIONS
Get personal guidance.
Connect with the CAPS team to discuss your priorities, coverage questions, and available policy options.
03 — TAKE THE NEXT STEP
Choose with confidence.
Review coverage, deductibles, and pricing with an agent before deciding what's right for you.
Real people. Right here.
Big decisions.
Local support.
CoveredDriver is backed by Cappelletti Insurance Agency, a family insurance agency founded in 1973 by John Cappelletti. Today, seven licensed representatives serve California clients with personal guidance and access to multiple standard and specialty insurance markets.
- Serving California insurance clients since 1973
- Three team members alone bring 100+ years of combined insurance experience
- Direct support from local licensed insurance professionals during business hours
- Experience with family auto, difficult-to-place homes and commercial insurance
- California Department of Insurance license 0E82562
Verify our California license: CA DOI 0E82562 ↗
Find our Claremont office ↗How do I get a quote?
Choose a coverage above—no ZIP code needed to begin. Auto and Home open the guided quote preview. Business and Life let you prepare a short email request. Call our team for help or to start a quote directly.
Can I discuss auto and home together?
Yes. Use the Auto + Home link below the coverage buttons or call the CAPS team to discuss both. Your agent can explain whether bundling is available and how it compares with separate policies.
Will this website show an instant price?
No. This website helps you prepare a quote request. An agent must review your information and available options before providing pricing. Starting here does not purchase or bind coverage.
What should I have ready for my agent?
Your current policy, if you have one, and basic information about the vehicle or property you want to insure. Your agent can explain any additional details needed. Please do not include sensitive records in your initial email.
Why work with an agency that represents multiple insurance companies?
Different insurers may fit different households, properties and businesses. Access to multiple markets lets an agent compare options and move different risks to carriers or policies that better match the client’s needs.
Can you help if my California home is being nonrenewed?
Yes. Our team works with standard and specialty property markets, including difficult-to-place homes. Available options depend on the property, location, prior losses and current underwriting rules.
Can you help families with teenage or youthful drivers?
Yes. Multi-car households and youthful drivers are a core part of our work. We can review household drivers, vehicles, deductibles, discounts and multi-policy options rather than looking at one policy in isolation.
Do you write business insurance?
Yes. Our commercial experience includes contractors, restaurants, doctors and professional offices, along with many other business risks. We build coverage around the operations and exposures of the individual business.
Helpful answers, before the quote
California insurance guides
Understand coverages, compare your options and prepare good questions for a licensed insurance agent.
California auto coverageLiability, deductibles and key options →Multi-car householdsDrivers, vehicles and discounts →Auto + home bundlingWhen to bundle, when to compare →Homeowners insuranceReplacement cost and wildfire risk →
Explore all insurance guides · Read insurance questions and answers
Here's to feeling covered.
Let's talk about what matters to you.